Ashampoo Money 25.0.4 – Free Personal Finance Manager

Ashampoo Money is an intuitive budget planner designed to help you quickly and easily track your income and spending across single or multiple accounts. Recurring transactions, such as tax and insurance payments, are seamlessly added and managed. The built-in overview provides a clear visual of your balance progression over time, meticulously broken down by purpose (e.g., food, shopping, leisure, etc.).

Even with hundreds of transactions, users can see exactly where their money is going at a glance. You can use multiple filters to efficiently find transactions based on recipient, amount, or purpose. You can also visually customize the rows and columns for tabular displays. Finally, the tool enables you to effectively compare current and past balance developments, allowing you to easily identify spending trends and make meaningful adjustments to your future financial behavior.

This Ashampoo application directly seeks to replace cumbersome Excel-based budget planning by offering superior handling and visual minimalism that strategically never detracts from what truly matters: your financial numbers.

Ashampoo Money Highlights:

• No-frills budget planner for income and expenses
• Manage multiple accounts
• Add and track recurring expenses
• Visualize balance progression over time
• Compare past and present balance developments
• Filters for precise analyses
• View expenses by purpose
• Search by recipient, amount, and purpose
• Individually customizable views for maximum clarity

Ashampoo Money Pro is a comprehensive, advanced financial management tool that significantly expands upon the functions of a traditional budget planner. This powerful software enables detailed expense analysis and delivers essential insights to help users achieve their financial goals.

With integration to over 2,500 banks, Ashampoo Money Pro provides a comprehensive and centralized view of all your account transactions. Income and expenses are easily managed; recurring payments such as rent or insurance can be automatically allocated, and transactions can be systematically categorized to identify significant savings opportunities. Furthermore, detailed graphical reports significantly simplify complex analysis, and all your data can be seamlessly imported from or exported to formats like Excel or MT940.

The software instantly delivers a clear overview of your current balances, income, and expenses, including year-over-year comparison data. Users can easily define personalized budgets and savings goals, which allows them to track their progress toward specific financial objectives. Furthermore, the automatic monitoring of budgets for different life categories (such as food or fashion) ensures both continuous control and essential flexibility in managing your personal finances.

Thanks to established connections with over 2,500 financial institutions across 30 European countries, transactions can be efficiently analyzed. High security standards ensure the safest data processing within an ISO 27001-certified data center. Ultimately, Ashampoo Money Pro offers a highly efficient, secure, and authoritative way to manage and optimize your personal finances.

Ashampoo Money Pro Highlights:

• Easy connection to over 2,500 European banks
• Smart budget and savings goal management
• Comprehensive financial analysis with year-over-year comparison
• Overview of balances, income, and expenses in seconds
• Graphical representation of key financial figures
• Easy categorization of income and expenses
• Convenient import and export functions for Excel, CSV, and MT940
• Top-tier security standards for processing bank data
• Management of recurring fixed costs like rent, utilities, and insurance
• Manage one or multiple accounts with individual financial analysis
• Quick financial check with all important figures in one overview